Eight Months of Purpose Reflections on the Road to Kilimanjaro
"It always seems impossible until it’s done." – Nelson Mandela
Eight months ago, Kilimanjaro was just an idea. A challenge mentioned in a conversation. A dream of doing something bold, something hard, something meaningful not just for ourselves, but for others. Tomorrow, that idea becomes reality.
Our team, the 5Manjaro climbers, will leave for Tanzania to begin the ascent to Africa’s highest point 5,895 meters into the sky. But this journey isn’t just about reaching a summit. It’s about raising awareness, raising funds, and raising hope for a future where every woman can give birth in safety and dignity. As we pack our bags and lace up our boots, I want to take a moment to look back to reflect on what this journey has taught me, how it has shaped me, and where we go from here.
From Conversation to Commitment
This journey began in January with a desire to do something Challenging for our friend Nigel's Birthday but that turned into vision: climb Mount Kilimanjaro and use the experience to rally support for maternal healthcare in rural Zimbabwe. The idea was simple: mothers in our communities are still giving birth on the floor. Clinics are overcrowded. Nurses are overwhelmed. Resources are inadequate. And yet, these women show a strength and courage that humbles me.
We couldn’t ignore that reality. We couldn’t keep postponing action.
We committed to something bigger than ourselves to climbing with purpose. The maternity wing we’re raising funds for at Concession District Hospital isn’t a side project. It’s a necessity. A lifeline. A chance to restore dignity, reduce maternal and infant mortality, and strengthen a system that is under tremendous pressure.
The Climb Before the Climb: Training, Discipline, and Discovery
The mountain may be in Tanzania, but the real climb began months ago We’ve hiked in the cold. We’ve trained at altitude. We’ve pushed our bodies when they wanted to quit and our minds when they wandered. Preparing for Kilimanjaro has demanded discipline, grit, and consistency the kind that quietly rewires how you show up in every part of your life.
And let me be honest for a moment:
I’ve tried to shed my belly for years. I’ve signed up for gyms. Tried the diets. Dabbled in detoxes. Nothing stuck.
But Kilimanjaro? Kilimanjaro got results. 😅
There’s something about training for something bigger than yourself, something with a cause behind it , that motivates you in a completely different way. Through this process, I’ve learned how transformative sustained focus can be. I’ve learned to be patient with progress, to trust the routine, and to celebrate the small wins because those are the steps that carry you up big mountains.
What I Know for Sure: Change Happens When We Organize
If I had to name the single most powerful lesson from this journey, it would be this:
Change doesn’t happen by chance. It happens when people organize.
When a group of ordinary people rally around a shared vision and say, “Let’s do something,” the results can be extraordinary. We’ve witnessed it firsthand. What started as a group of five friends is now a movement that has reached hundreds of donors, thousands of people across social media, and countless others who’ve been inspired to act. From community events to corporate sponsors to quiet DMs from people saying, “I’ve been moved by this,” we’ve seen the ripple effect of organized hope.
This is what gives me confidence not just for this maternity wing, but for the kind of country and continent we’re building together.
Gratitude for the People Who Made This Possible
To every donor, friend, follower, and partner: thank you ! You believed in this before there were photos. Before we started training. Before the mountain felt real. Your faith, your support, and your generosity have made this possible. Some of you gave sacrificially. Some of you shared the campaign with your networks. Some of you told us, “I believe in what you’re doing. Keep going.” That encouragement has fueled us on the hard days. We may be the ones physically climbing the mountain, but this is your journey, too.
I'm reminded of what Helen Keller once said "Alone we can do so little, but together we can do so much."
What Happens After the Summit
As we head out to climb this week, our focus remains fixed: the project is not over when we reach the summit. The climb is symbolic. But the real work building, funding, equipping the maternity wing continues until it’s finished. We’ll continue fundraising until that wing is built and ready to receive the mothers it was created for. When we return from the climb, we’ll share a full reflection:
- The emotional moments
- The hardest day
- The summit experience
- What it taught us about ourselves and each other
Join Us: The Climb Continues
If you haven’t yet donated, there’s still time. And if you’ve already contributed, thank you please consider sharing this with someone who might care.
Click here to donate on GoFundMe. or Visit the Grace Life foundation Page Follow our journey: #5Manjaro
Together, we’re not just climbing a mountain. We’re changing the story for mothers, babies, and families in Zimbabwe. Let’s keep climbing in faith, in unity, and in purpose.
The Cost of Giving Life: Why We’re Climbing for Mothers
In my last article, I shared why I took a break from social media and why I’ve chosen to return. I spoke about clarity, conviction, and the need to realign with a purpose that goes beyond professional success. This article is the next chapter in that journey. Because now it’s time to act.
The Real Mountain We Must Climb
In less than 6 weeks, I’ll be climbing Mount Kilimanjaro alongside four friends not for sport, but for mothers. We're raising $29,475, one dollar for every meter of elevation, to fund the construction of a new maternity wing at Concession District Hospital in Zimbabwe. The mountain we’ll face is symbolic. The one women face every day while giving birth in under-resourced clinics? That’s the real one. Everyday women across Zimbabwe face an invisible mountain, a system not built to support them when they are most vulnerable: while giving birth. We often hear that childbirth is a miracle. But for far too many women in under-resourced communities, it’s also a risk. And in places like Concession District Hospital, the risk is growing.
This is why we’re climbing Mount Kilimanjaro. Not only for the adventure. But to raise $29,475 one dollar for every meter of elevation to build a new maternity wing and help bring dignity back to birth.
The Quiet Crisis in Maternal Health
Zimbabwe’s maternal mortality rate stands at 462 deaths per 100,000 live births (UNICEF, 2023). That means nearly one woman dies every day from complications during pregnancy or childbirth. In rural hospitals like Concession, the numbers aren’t just statistics they’re personal. Maternity wards are overcrowded. Beds are shared. Women are sometimes turned away or forced to give birth on the floor. These are not isolated incidents. They are the daily reality for many. And while frontline health workers do their best with what they have, the truth is simple: the infrastructure hasn’t kept up with the demand. Giving life should never mean risking your own.
Why Concession District Hospital?
Concession District Hospital is located in Mashonaland Central Province, serving a population of over 100,000 people across several rural clinics. It is the primary referral center for pregnant women in the region. Yet today, the hospital’s maternity ward is beyond capacity. During peak months, some women sleep in corridors or share labor beds. Privacy is limited. Safety is compromised. When you strengthen a critical node in a fragile system, you unlock better outcomes for thousands. Because it represents a bigger story that of countless hospitals across Zimbabwe facing similar conditions. And because rural women matter too.
What We’re Building
Through this campaign, we aim to raise $29,475 to support:
- Construction of an additional maternity wing, including delivery and recovery spaces
- Essential equipment and beds to reduce overcrowding
- Improved sanitation and privacy features for safer, more dignified care
- Support for frontline healthcare workers who urgently need space and resources to do their work
This project will be implemented by Grace Life Foundation the organization I founded to drive sustainable community transformation across Africa.
Why We’re Climbing Kilimanjaro
Because mountains are more than terrain they’re symbols. Mount Kilimanjaro stands 5,895 meters tall. Every step to the summit requires mental strength, endurance, and collective will. It’s exactly how it feels for many women in our healthcare system: an uphill battle just to give birth safely. Our climb is a metaphor. But it’s also an act of commitment. If we want to ask people to give, we must also be willing to give something of ourselves. That’s why I, along with four friends, will be summiting Kilimanjaro in August to rally support, raise awareness, and show what’s possible when people choose purpose over comfort.
What It Will Take
We’ve broken down the need into something symbolic:
5,895 meters = $29,475 = One new maternity wing
Whether you donate $10, $100, or $1,000, your contribution is a step toward safer births, better outcomes, and restored dignity.
Here’s how you can join us:
- Donate via Go Fund me or in Zimbabwe here
- Share the story: Every voice helps us climb further
- Follow the journey: I’ll be sharing updates, training clips, and real-time progress on Instagram, LinkedIn, and Twitter
The Real Summit
The real summit isn’t at the top of Kilimanjaro. It’s in the maternity ward we’ll build. It’s in the woman who doesn’t have to share a bed while in labor. It’s in the child born into safety, not scarcity. It’s in proving that when communities come together whether through climbs or contributions we can change lives.
Why I Took a Year Off And Why I'm Coming Back Now?
Why I Took a Year Off And Why I'm Coming Back Now?
A year ago, I went silent. No tweets. No updates. No curated stories. No carefully framed reflections. Just quiet. At first, I told myself it was a break. In truth, it became a reckoning. It was a year of stepping away from noise so I could face what was left when all the titles, meetings, expectations, and applause were stripped away. I needed to pause the performance of success and confront the questions I was too busy to answer:
- Who am I when no one is watching?
- What do I believe in when there’s nothing left to prove?
- What kind of leader, man, and legacy am I building?
What the Silence Taught Me ?
I thought stillness would feel like emptiness. Instead, it became clarity. In the silence, I rediscovered a more profound conviction: that impact isn’t just something I want to achieve. It’s who I want to become. It’s not enough for me to succeed in business, build platforms, or lead companies. If my success does not extend dignity to others, especially the most vulnerable, then it falls short of my calling. I also learned that purpose and pace are not the same.
In a world that rewards speed, I was reminded that fundamental transformation within and beyond takes time. And that healing, whether personal or communal, doesn’t happen in the spotlight. I wrestled with failure, walked through grief, and sat in questions. Slowly, I began to see that all of it, the ache, the ambition, the silence, was shaping me into someone more grounded, more aligned, and more courageous. Now, I return not with noise but with purpose.
A New Climb for a New Cause
In just a few weeks, I will be climbing Mount Kilimanjaro, Africa’s highest peak. But this isn’t about adventure or checking a box on a bucket list. This is a climb for mothers. Together with four friends, I’ve committed to summiting Kilimanjaro to raise $29,475 a dollar for every meter of elevation to fund the construction and equipping of a new maternity wing at Concession District Hospital in Zimbabwe. And I’m proud to share that Grace Life Foundation, a social impact organization I founded, will serve as the implementing partner on the ground. Our team will manage fund disbursement and construction oversight and ensure full accountability and transparency from start to finish.
Why Concession? Why Now?
Concession District Hospital is the primary referral center for thousands of women in Mashonaland Central. Yet, its current maternity infrastructure is stretched beyond capacity. Mothers are giving birth in overcrowded rooms. Beds are scarce. Dignity is compromised.
This maternity wing will:
- Expand the number of safe births the hospital can handle
- Reduce maternal and newborn mortality rates
- Provide medical staff with improved working conditions
- Restore dignity to women during one of life’s most vulnerable moments
It’s not just a structure. It’s a symbol of what happens when people choose compassion over comfort.
Why Grace Life Foundation?
Because this is what we were built for.
Grace Life Foundation exists to deliver sustainable change in African communities by addressing systemic gaps in healthcare and human dignity. We believe in locally driven solutions built by people who know the terrain both literally and figuratively.
This project aligns fully with our mission, and our team is committed to ensuring that every dollar raised goes directly toward the impact we’ve promised.
Why Kilimanjaro?
Because some mountains you climb for yourself. Others, you climb so that others may rise. This climb is symbolic of the uphill struggle that many African women face just to access basic, safe healthcare. It’s a physical expression of the emotional and structural mountain they climb every day.
For me, it’s also a personal declaration That leadership must be inconvenient. That purpose must cost you something. If we want to lead with purpose, we must be willing to do the hard things to go uphill. This climb is my offering that we cannot build a better world from a place of comfort alone.
How You Can Join Us
We need to raise $29,475 before summit day and we can’t do it alone.
Here’s how you can help:
- Donate: Every dollar brings us closer to building the maternity wing. https://gofund.me/63f57e8d
- Share: Spread the word. The more people know the more impact we can have.
- Follow: I’ll be documenting the full journey training, reflections, and milestones on Instagram, Twitter, and LinkedIn.
All funds raised will be stewarded by Grace Life Foundation and fully accounted for. This is a community-built vision. We just happen to be climbing the mountain.
This Is More Than a Campaign
This is a return to what matters. This is about legacy. About leadership. About lives. The silence of the past year shaped me, but now it’s time to speak again, not louder, but clearer.
#ClimbForMothers #CareForASoul #GraceLifeFoundation #MountKilimanjaro2025
Financial Inclusion & Fintech in Africa
Financial Inclusion and Fintech in Africa
As a young African entrepreneur, I have witnessed firsthand the transformative power of financial inclusion in driving economic growth and eradicating poverty on the African continent. I am keenly aware of the transformative power that financial inclusion and fintech hold for our continent. In recent years, Africa has witnessed a remarkable surge in technological innovation, and the convergence of finance and technology has opened doors to unprecedented opportunities. In this article, we will delve into why financial inclusion and fintech are vital for Africa's economic empowerment, examining examples and statistics that underscore their significance.
The Significance of Financial Inclusion
Financial inclusion refers to the accessibility and usage of affordable financial services by individuals and businesses, regardless of their socioeconomic status. It empowers people to manage their finances effectively, invest in education and healthcare, and seize entrepreneurial opportunities. Unfortunately, a large portion of the African population still remains excluded from the formal financial system.
According to the latest Global Findex report, released by the World Bank, in 2021, approximately 64% of adults in Sub-Saharan Africa did not have access to formal financial services. This lack of access to basic banking, insurance, and credit services restricts economic growth, perpetuates income inequality, and hinders poverty reduction efforts. Financial Inclusion can help in addressing poverty through the following ways :
- Breaking the Poverty Cycle: Financial inclusion provides individuals with a safe place to save money, access credit for investment in education or entrepreneurial ventures, and mitigate risk through insurance. These services empower individuals to break free from the cycle of poverty and build a brighter future for themselves and their families.
- Job Creation and Entrepreneurship: Access to financial services facilitates the growth of small and medium-sized enterprises (SMEs) which are the backbone of African economies. By supporting entrepreneurs with capital and financial tools, financial inclusion fosters job creation, reduces unemployment rates, and drives economic growth.
- Social and Economic Empowerment of Women: Financial inclusion plays a crucial role in promoting gender equality and women's empowerment. It allows women to have control over their finances, invest in education, start businesses, and participate more actively in economic activities, ultimately leading to more inclusive and equitable societies.
By enabling access to financial services, individuals and small businesses can improve their economic situations, create employment opportunities, and contribute to sustainable development.
The Role of Fintech in Financial Inclusion
Fintech, the intersection of finance and technology, has emerged as a game-changer in advancing financial inclusion across Africa. Leveraging digital platforms, mobile technology, and innovative solutions, fintech is addressing the barriers that hindered access to financial services in the past. Here is how it is doing so :
- Mobile Money: Africa has become a global leader in mobile money adoption, with platforms like M-Pesa in Kenya and EcoCash in Zimbabwe revolutionizing the way people conduct financial transactions. Mobile money allows individuals to store, send, and receive money securely through their mobile phones, bridging the gap between the unbanked population and formal financial services.
- Digital Banking and Payments: Fintech companies are introducing digital banking solutions that provide accessible and affordable financial services, including account opening, payments, and transfers. These digital platforms eliminate the need for physical infrastructure and allow individuals to transact conveniently, even in remote areas.
- Alternative Credit Scoring: Traditional lending institutions often overlook the creditworthiness of individuals who lack formal credit histories. Fintech firms are leveraging alternative data sources, such as mobile phone usage, utility payments, and social media activity, to develop innovative credit scoring models. This enables individuals without traditional credit records to access loans and financial products tailored to their needs.
However, Africa has long grappled with limited access to financial services, leaving a significant portion of its population excluded from formal banking systems. Hence the rise of fintech has proven instrumental in closing this gap. Mobile money platforms, s have revolutionized the way people transact, enabling even the unbanked to engage in secure and convenient financial transactions. According to the World Bank, Sub-Saharan Africa leads the world in mobile money accounts, with over half of the adult population having access to these services. This is a positive step that sub saharan Africa has taken and some of the further benefits include :
-
Empowering Small and Medium Enterprises (SMEs):
SMEs are the backbone of Africa's economy, yet they often face significant challenges in accessing capital and financial services. Fintech solutions, such as crowdfunding platforms and digital lending, are changing the game. For instance, Nigeria's Paystack, a fintech startup, has simplified online payment processing for thousands of businesses, empowering them to thrive in the digital era. The African Development Bank reports that SMEs account for 80% of the region's employment, highlighting the crucial role fintech plays in fostering entrepreneurship and job creation.
2. Enhancing Financial Literacy:
Financial literacy is a key component of economic empowerment. Fintech innovations provide avenues for individuals to acquire essential financial knowledge and skills. Platforms like South Africa's "JUMO" offer educational tools and insights, enabling users to make informed financial decisions. By equipping Africans with the knowledge to manage their finances effectively, fintech contributes to a more financially savvy population, promoting economic growth and stability.
3. Driving Digital Payments and E-commerce:
The rise of fintech has spurred the adoption of digital payment systems and e-commerce across Africa. Platforms like Flutterwave and Paga have facilitated seamless online transactions, boosting the growth of digital marketplaces and enabling businesses to expand their reach beyond local boundaries. The United Nations Conference on Trade and Development (UNCTAD) estimates that Africa's e-commerce market could reach $75 billion by 2025, illustrating the vast potential for economic empowerment through digital transactions.
4. Unlocking Access to Credit:
Access to credit is a significant hurdle for many Africans seeking to start or expand businesses. Which I have personally encountered. Fintech-driven innovations, such as alternative credit scoring models and peer-to-peer lending platforms, have revolutionized the lending landscape. For instance, Branch International has leveraged smartphone data to provide instant loans to underserved populations across Africa. By democratizing access to credit, fintech plays a vital role in empowering individuals and fostering entrepreneurship.
Conclusion
Financial inclusion is a fundamental catalyst for sustainable development and poverty reduction in Africa. By providing individuals and businesses with access to affordable financial services, we empower them to unlock their potential and contribute meaningfully to their communities. Fintech has emerged as a crucial enabler in achieving financial inclusion, revolutionizing the way Africans access and utilize financial services.
As a young African entrepreneur and philanthropist, I am optimistic about the future of our continent. I am committed to harnessing the power of fintech to drive sustainable development, foster entrepreneurship, and unlock the potential of every African. Together, we can build a future where financial inclusion is a reality for all. By continuing to prioritize financial inclusion, embracing fintech innovations, and collaborating with stakeholders across sectors, we can build better societies, eradicate poverty, and unleash Africa's vast economic potential.
Together, let us seize this opportunity and create an inclusive and prosperous Africa for all !
Getting Involved in impacting lives
As an emerging young African philanthropist, I often get asked the question “How can I get involved in this space?” It's always humbling to see the desire that is there, for people to give back to their communities and make a meaningful impact. I know that giving back to our community is an essential part of creating positive change. Philanthropy and charity work are not only beneficial for the recipients, but they also provide a sense of fulfilment and purpose for the giver. In this article, I will explore the various ways that individuals can get involved in philanthropy or charity work and the pros and cons of doing so.
Where do I start from?
The first step to getting involved in philanthropy or charity work is to IDENTIFY A CAUSE that you are passionate about. There are countless issues that require support, from education and health care to poverty and environmental conservation. Focusing on a cause that you are passionate about often helps with having the tenacity required to stay the course when pursuing the cause. Once you have identified a cause that resonates with you, you can begin to research and connect with organisations that are working towards that cause. This research is important as it helps you push for collaboration and complementation instead of competing with organisations fighting for the same thing.
Once you have the information from your research the next step is to TAKE ACTION. You need to decide if you want to be a full time philanthropist and open an organisation or you want to partner and give to already existing organisations. One way to get involved in philanthropy or charity work is to donate money to an organisation that is doing impactful work. From as little as $5 you can make a difference by donating through online means and in some cases setting up direct debits so that you are constantly giving to the cause that matters to you. This can be a one-time donation or a recurring donation, depending on your financial capacity. This approach is convenient, as it requires little time or effort, and can make a significant impact on the lives of those in need. However, it is essential to research the organisation you plan to donate to thoroughly to ensure that your funds will be used effectively.
Another way to get involved in philanthropy or charity work is to volunteer your time and skills. Many organizations rely on volunteers to carry out their programs and initiatives. Volunteering provides a hands-on approach to making a difference and can be a rewarding experience. However, it requires a significant amount of time and effort, and may not be feasible for individuals with busy schedules. The following pages or organisations run good volunteering programs :
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Volunteer Abroad In Africa - www.volunteerhq.org
- Grace Life Foundation - www.gracelifefoundation.com
- Go overseas - www.gooverseas.com/volunteer-abroad/africa
- Volunteer in Zimbabwe - www.volunteerworld.com/en/volunteer-abroad/zimbabwe
- Rotary - www.rotary.org
- UN Volunteers - www.unv.org
- African Impact - www.africanimpact.com/volunteer-projects/
Whats in it for me? Someone might ask. Below we explore some pros and cons of getting involved with this kind of work :
Pros of the Work
- Helping those in need: One of the most rewarding aspects of philanthropy or charity work is the opportunity to help those who are less fortunate. Whether you are donating money, volunteering your time, or providing resources, your efforts can make a significant difference in the lives of others.
- Making a positive impact: By getting involved in philanthropy or charity work, you can make a positive impact on your community or the world. Whether you are supporting a local organization or contributing to a global cause, your efforts can help create a better world for everyone.
- Personal fulfillment: Engaging in philanthropy or charity work can be personally fulfilling. It can give you a sense of purpose and meaning, and help you feel like you are making a difference in the world.
- Networking: Philanthropy and charity work can also provide opportunities for networking and connecting with like-minded individuals who share your passion for giving back. This can lead to new friendships, collaborations, and partnerships.
Cons of the Work
- Financial costs: Depending on how you choose to get involved in philanthropy or charity work, it can be expensive. Donating money, hosting events, or sponsoring programs can require significant financial resources.
- Time commitment: Philanthropy and charity work can also be time-consuming. Volunteering, organizing events, and coordinating with other individuals or organizations can take up a lot of time and energy.
- Emotional toll: Engaging in philanthropy or charity work can also be emotionally taxing. Witnessing the suffering of others and working to alleviate it can be overwhelming, and can take a toll on your mental health and well-being.
- Burnout: Finally, philanthropy and charity work can lead to burnout if you are not careful. It's important to find a balance between giving back and taking care of yourself, so that you can continue to make a positive impact over the long term
In summary Tips for Getting Involved in Philanthropy or Charity Work are that :
- Identify your passions and interests: Start by identifying causes that are important to you. Whether it's supporting education, healthcare, or the environment, there are many causes that could benefit from your support.
- Research organisations: Once you have identified your areas of interest, research organisations that are working in those areas. Look for organisations that are reputable, well-established, and have a proven track record of success.
- Start small: If you're new to philanthropy or charity work, start small. Consider making a small donation or volunteering for a few hours. This can help you get a sense of what's involved and whether it's something you want to pursue further.
- Network: Attend events and conferences related to your areas of interest, and connect with other individuals and organizations that share your passion for giving back. This can lead to new opportunities and collaborations.
- Be strategic: Finally, be strategic in your philanthropic efforts. Consider the impact you want to make and how you can best achieve your goals. Develop a plan for how you will give back, and measure your progress along the way.
Philanthropy and charity work can be a rewarding and fulfilling way to make a positive impact on the world. By understanding the pros and cons of getting involved, and following these tips for getting started, you can find ways to give back that align with your vision and passion.
You can find out more about the kind of work you can get involved in here
Should I venture into Entrepreneurship in Zimbabwe ?
Entrepreneurship is the key to unlocking economic growth and job creation in Zimbabwe. It provides a means of creating wealth, solving societal problems, and fostering innovation. Zimbabwe is a country that is ripe for entrepreneurship due to its natural resources, skilled workforce, and a growing market. In this essay, we will explore the opportunities and challenges of venturing into entrepreneurship in Zimbabwe and provide some tips for those who want to start their own businesses.
Which Sectors should I look out for ?
Zimbabwe has several opportunities for entrepreneurship in various sectors. One of the most promising sectors is agriculture, which is the backbone of Zimbabwe's economy, accounting for a significant portion of the country's GDP. There are many opportunities for entrepreneurs in this sector, such as crop and livestock farming, food processing, and agro-processing. The current trend now is seeing more and more young people pursing opportunities in agriculture.
Another sector with great potential is tourism. Zimbabwe is a country rich in natural resources and cultural heritage. The tourism industry has great potential for growth, and there are opportunities for entrepreneurs to start businesses in hospitality, travel, and tourism-related services. Innovation and improved service delivery has been lacking in this industry in many aspects which in-turn presents opportunities for budding entrepreneurs to develop products that are ripe for the market.
The mining sector also presents opportunities for entrepreneurs in Zimbabwe. The country has vast mineral resources, including gold, diamonds, platinum, and coal. The mining sector presents opportunities for entrepreneurs to start businesses in exploration, mining, and mineral processing. The cost of acquiring mining claims and basic equipment to start is affordable and within reach for budding entrepreneurs .
The Information and Communication Technology (ICT) sector in Zimbabwe is growing rapidly, and there are opportunities for entrepreneurs to start businesses in software development, digital marketing, e-commerce, and other ICT-related services. Over the last two years Zimbabwe has seen an increase in quality developers emerging in this space which has led to an increase in product quality deployment.
Are there any challenges ?
Despite the opportunities for entrepreneurship in Zimbabwe, there are also several challenges that entrepreneurs face. Access to capital is a significant challenge for entrepreneurs in Zimbabwe. The cost of borrowing is high, and there is limited access to funding from banks and other financial institutions. Infrastructure in Zimbabwe is inadequate, with poor road networks, limited access to electricity, and unreliable water supply. This lack of infrastructure makes it difficult for entrepreneurs to operate their businesses effectively. The regulatory environment in Zimbabwe is complex, with numerous bureaucratic hurdles that entrepreneurs must navigate. This complexity can make it difficult for entrepreneurs to comply with regulations and obtain the necessary licenses and permits.
Zimbabwe has a history of political instability, which can negatively impact entrepreneurship. Political instability can lead to economic uncertainty, which can make it difficult for entrepreneurs to plan for the future and make long-term investments.
How can I work around these challenges ?
Despite these challenges, there are several tips that aspiring entrepreneurs can follow to succeed in Zimbabwe. Firstly, it is essential to conduct market research to identify the demand for your product or service. This research will help you understand your target market and identify potential competitors. Secondly, develop a business plan that outlines your goals, strategies, and financial projections. This plan is essential for securing funding from investors or financial institutions.
Building a network is crucial for success in entrepreneurship. Attend networking events, join business associations, and connect with other entrepreneurs in your industry. Twitter is a good place to start networking and meet budding entrepreneurs. Seeking out funding opportunities is also critical. There are several funding opportunities for entrepreneurs in Zimbabwe, including grants and loans from government agencies and financial institutions. Research these opportunities and apply for funding that is relevant to your business.
Lastly, embracing technology can help entrepreneurs overcome some of the challenges they face in Zimbabwe. Embrace technology in your business by using digital marketing strategies, investing in online payment systems, and adopting other technologies that can help you streamline your operations and improve your customer experience.
Entrepreneurship is a promising path to economic growth and job creation in Zimbabwe. While there are challenges to overcome, there are also several opportunities for entrepreneurs to succeed in various sectors. lastly it is important for aspiring entrepreneurs in Zimbabwe to stay persistent and resilient in the face of challenges.
Building a successful business takes time, effort, and dedication. It is essential to keep pushing forward, learning from failures, and adapting to changing market conditions. With the right mindset and tools, entrepreneurs can overcome the challenges of venturing into entrepreneurship in Zimbabwe and create successful businesses that contribute to the country's economic growth and development.
THE END
Why Philanthropy Is Important in Zimbabwe
Philanthropy has the power to change lives, and in a country like Zimbabwe, where the majority of the population lives below the poverty line, it is more important than ever. As the founder of a philanthropy organization in Zimbabwe, I have seen first hand the impact that charitable donations and volunteer efforts can have on a community.
One of the most pressing issues in Zimbabwe is access to education. With a high poverty rate and a struggling economy, many families cannot afford to send their children to school. Philanthropy can help bridge this gap by providing scholarships and building schools in underprivileged areas. Education is the key to breaking the cycle of poverty, and by giving children the opportunity to learn, we can give them the tools they need to build a better future for themselves, their families, and their communities.
Another area where philanthropy can make a significant impact is in healthcare. Zimbabwe has one of the highest HIV/AIDS rates in the world, and access to proper medical care is limited, particularly in rural areas. Charitable organizations can help by building clinics and hospitals, providing medical supplies and equipment, and educating communities about how to prevent and treat diseases.
Additionally, philanthropy can help to improve the lives of vulnerable groups in Zimbabwe such as orphans, elderly, and people living with disabilities by providing food, shelter, and other basic necessities. By supporting these groups, we can ensure that they are not left behind in the country’s development.
It is also important to note that philanthropy can also help to empower communities by providing them with the resources and skills they need to become self-sufficient. This can include training programs in agriculture, business, and other livelihoods, as well as microfinance initiatives to help people start their own businesses.
In conclusion, philanthropy plays a crucial role in improving the lives of people in Zimbabwe. It provides education, healthcare, and basic necessities for vulnerable groups, and it empowers communities to become self-sufficient. As a philanthropy organization, we are committed to making a positive impact in Zimbabwe and will continue to work towards this goal. However, it is important for everyone to understand that philanthropy is not a one-time solution, it is a continuous effort that requires the support and participation of everyone in the society.
Grace Life Foundation where fintech meets philanthropy by Valentine Muhamba
Grace Life Foundation (GLF) is a social impact organisation that was established in 2018. The initiative was founded by Brian Munyawarara, the CEO of Raysun Capital, a fintech and credit platform for transport operators.
Now, I was a little puzzled at how the CEO of a fintech firm got involved in philanthropic work. That’s not to say that something like this is entirely new but in Zimbabwe (and in my experience) it’s pretty rare, particularly for a 28-year-old executive.
“I feel that as a generation we have to play a part in shaping the future we hope to see. My profit generating businesses exist to be able to fund the philanthropic work that we do.
Brian Munyawarara, Founder of Grace Life Foundation.
Luckily, Grace Life Foundation had a Fundraising Gala last week Friday and I got some answers from Brian himself. The event was held to celebrate the five years that Grace Life Foundation has been in existence, all it has achieved in the last half-decade and highlight the three simple pillars that have kept it going for this long.
“We have three pillars that we work with, education, health and food security. The foundation has been working in Harare and the peri-urban areas surrounding the capital“
Brian Munyawarara, Founder of Grace Life Foundation.
Feed a soul
The first pillar according to GLF will aim to provide 200,000 households with balanced meals by 2025. They are doing this through greenhouse farming initiatives in partnership with local communities.
“This provides a transfer of skills by training locals and as GLF, we take the products to market for the community and assist with further solutions to alleviate any other hardships“
GLF
GLF has a program like this running with Chinyaradzo Children’s Home in Highfields Harare.
Educate a soul
“Under this program we have been assisting vulnerable children who can’t afford a basic education due to many different reasons. We have been awarding scholarships to children who we also assist with other training and life skills to increase their chances of success going forward.”
GLF
Through GLF’s Education program they have been able to educate 100 students. And this year, one of the beneficiaries of the program graduated from MSU with a degree in banking and finance.
The foundation has high ambitions because it wants to increase its beneficiaries to 1,000 by 2025.
Care for a soul
The last pillar that Grace Life Foundation has is its health program which it says is providing necessary health support in the communities it operates.
“Our objective is to partner with local clinics in the provision of sufficient primary care for beneficiaries. We are currently developing mechanisms that will ensure consistent access to healthcare and that beneficiaries are in a position to be assisted”
GLF
What about the rest of Zimbabwe?
Zimbabwe is a very big country with a lot of needs and issues so why just Harare and the surrounding areas? Well, according to Brian Munyawarara, they are concentrating the resources they have to make the most impact.
“When you are doing philanthropic work you need to be targetted to be impactful. So what we did, especially with education, is we went to the Ministry of Education and we asked them on which particular areas they would recommend for us to assist”
“The Permanent Secretary wrote to us and gave us recommendations and that was an entry point for us. But now as we were doing the work, we realised that its such a huge area that we need to be mindful of in order to properly address as may issues as we can”
But he went on to say that the next five years is when they are looking to expand Grace Life Foundations’ scope of operations.
That expansion will be aided by GLF’s partners including companies like Old Mutual and many others…
Rising Food Prices Threaten Global Food Security
In the weeks since Russia first invaded Ukraine, food prices have reached record highs, threatening to exacerbate global food insecurity. Food prices in March reached levels 29 percent higher than this time last year, according to the U.N. from the Food and Agriculture Organization (FAO) Food Price Index. And while April saw a dip in prices, Maximo Torero, Chief Economist for the FAO, says that values are still “extremely high.”
“I don’t think the problem of food availability is today,” Torero tells Food Tank, explaining that there are not yet food shortages. “The problem today is food access.” If the situation does not improve, however, the world may face shortages of food in the next year. In an extreme scenario, FAO modeling predicts that 30 percent of the world’s cereal exports could disappear and restricted access to fertilizer will result in lower yields. This will not only reduce the availability of food, but also raise food prices, pushing levels of food insecurity and chronic undernourishment even higher. “Let’s hope that scenario doesn’t happen,” Torero tells Food Tank, “but we have simulated the scenario.” Torero explains that reliance on a small handful of food exporters has put important-dependent countries in a vulnerable state. Roughly 50 countries depend on 30 percent of wheat and maize from Russia and Ukraine. Of these countries, almost 30 rely on Russia and Ukraine for more than 50 percent of these grain exports.
“Things need to change,” Torero tells Food Tank. “Countries need to understand that they need to diversify.” The threat of export restrictions from countries also risks worsening the situation. He calls on leaders to “understand the importance of solidarity” and continue to facilitate trade. “Of course, there are countries that are worried about their own food security, and that’s completely understandable,” Torero says. “But we have to try to find ways in which trade continues to happen because right now it’s essential until markets can come down a little bit.” In addition to recommending that trade operates as usual, the FAO is exploring options that can cover the rising costs of food imports for particularly vulnerable countries. Torero explains that it is possible to cover the gap in price between the higher cost of this year’s food imports and the cost of last year’s. Not only will this help to ensure food access, but he says, it will hopefully “minimize the risk of social unrest.” Listen to the full conversation with Maximo Torero on “Food Talk with Dani Nierenberg” to hear more about projections for the rise in acute hunger, why rising fertilizer prices matter for food security, and what resilience looks like in the face of future global shocks.
SME Survey: Rising Prices, Increased Cost Of Inputs, and Lack of Finance Raise Danger for Global Food Systems
The U.N. Food and Agriculture Organization’s global food price index might have stopped increasing in recent weeks, but it remains 23 percent above its value a year ago, driven by large year-on-year increases in the prices of cereals and vegetable oil, as well as dairy products. Meanwhile, agricultural input prices, such as energy, feed, and fertilizer, have also been rising at rates even higher than food prices..
Severe challenges for small businesses
Weathering these peaks and volatility is challenging for rich countries and large corporations. But it’s much harder in low- and middle-income countries (LMICs), for the small- and medium-sized enterprises (SMEs) which make up the bulk of the food system. A recent online survey by The Scaling Up Nutrition (SUN) Business Network, which is convened by the World Food Programme (WFP) and GAIN, ran a survey to find out what they’re facing and how they are coping. Well over 200 owners and/or managers of food system SMEs in 12 countries in Africa and Asia provided their feedback. Over a third of responses came from women-owned businesses and a further 30 percent from youth-owned businesses. From the responses, it is abundantly clear that SMEs are feeling the pressure. 79 percent reported that high or volatile prices were a current challenge for their business, with about a third ranking this as their main challenge. Nearly one fifth said high prices were having such a severe impact on their business that it risked closure. And firms led by women and young people were particularly likely to cite rising prices as a top contextual challenge. Most firms estimated that prices for their inputs had increased by over 30 percent in the past six months. About two-thirds of firms also reported changes to input availability since the start of 2022, with 68 percent of them reporting a decrease in availability. These are big problems, but they are exacerbated by an even bigger, and near-perennial, one: most respondents said their biggest issue was either difficulty accessing financing or limited financial reserves.
How can SMEs adapt?
The main strategy firms used to respond to input price increases amid limited access to financing was raising sales prices: 71 percent of respondents had changed their prices in the past six months, typically increasing them. Others cited strategies such as cutting staffing and reducing product sizes. However, some firms are also finding innovative ways to respond that could increase their long-term resilience, such as by strengthening local supply chains and switching to renewable energy sources, helping them avoid some of the volatility of global supply chains. Encouragingly, many firms also saw opportunities, with about half wishing to explore new business areas. For example, an egg producer in Kenya planned to set up his own feed mill. And nearly two-thirds said actions they had taken as a result of COVID-19, such as adapting products, changing distribution methods, and adopting online sales, had helped them to cope with the current situation. However, reduced product availability and rising input prices, combined with limited access to finance, still represent an acute challenge. And it gets worse when you consider the context of poor economic growth, climate change, local conflict and political instability, all on the back of the massive shock of COVID-19. This creates a vicious circle. For example, two chicken farmers in Mozambique explained how, even before the pandemic, they had lost clients and sales due to conflict in the north of the country. They now can’t increase prices because they’ll lose what remains of their business and they are, therefore, having to operate on the very edge of profitability. Building global food systems resilience None of these challenges, unfortunately, are going to go away soon. Instead, we must find ways to mitigate the negative impacts on SMEs and facilitate the opportunities that emerge for them, thereby buffering the impacts on the consumers who rely on them for nutritious food. There are remedies available. One is increasing financing options for SMEs, in both the short and long terms. We can also encourage governments to use fiscal policies, such as time-limited tax exemptions or reductions in interest and utility payments, to reduce the pressure on SME finances. At the global level, ensuring the free flow of food and inputs, including to the poorest countries and into and out of conflict areas, will be essential to stem the tide of rising prices. It is vital we act now to bolster food systems resilience, supporting small businesses and those in lower-income countries who depend on them for much-needed food.
